In the construction industry, accidents happen. As a business owner in South Carolina, one of the most terrifying calls you can get is from a Workers Compensation lawyer representing one of your injured employees.
At Smart Shield Insurance, we help contractors and business owners bulletproof their companies before that call ever happens.
The Danger of Being an Uninsured Employer If you do not have an active Workers Compensation policy and an employee gets seriously hurt:
- You are held personally responsible for paying all of their medical bills and lost wages out of pocket.
- The worker’s attorney will sue your company (your LLC) and could potentially go after your personal assets, bank accounts, and vehicles.
- The state of South Carolina can hit you with severe fines for operating without required coverage.
How a Workers Comp Policy from Smart Shield Protects You When you purchase your insurance with us, you are buying peace of mind. If an accident occurs and the worker seeks legal representation, your insurance carrier handles everything:
- Free Legal Defense: The insurance company will provide their own expert lawyers to defend your business against the employee’s attorney, meaning no out-of-pocket legal fees for you.
- Claims Payment: The policy covers the medical expenses and negotiated settlements.
- Asset Protection: Your business, your work trucks, and your hard-earned money remain safe.
Don’t Wait Until an Accident Happens Don’t let a single workplace injury bankrupt the business you’ve worked so hard to build. Getting covered is easier and more affordable than you think.
📞 Call us today or click below to get a fast quote and protect your company from lawsuits.
Visit our contact page, call us today at +1 864-783-5912, or visit our office at 1807 Cedar Lane Rd Ste B, Greenville, SC for a free, no-obligation quote. Protect what matters most!