What Happens If an Injured Employee Hires a Workers’ Comp Lawyer?

In the construction industry, accidents happen. As a business owner in South Carolina, one of the most terrifying calls you can get is from a Workers Compensation lawyer representing one of your injured employees. At Smart Shield Insurance, we help contractors and business owners bulletproof their companies before that call ever happens. The Danger of … Read more

Roofing Insurance in South Carolina: Protecting Your Roofing Business

Running a roofing company in South Carolina is high-risk, both physically and financially. Whether you are working in Greenville, Spartanburg, or Columbia, General Contractors won’t let you step on a roof without the proper Certificate of Insurance (COI). At Smart Shield Insurance, we understand that roofing isn’t like any other trade. Policies often have specific … Read more

SC Workers Comp Requirements: How to Get Your COI Fast

If you are a contractor in South Carolina (whether in construction, landscaping, painting, or cleaning), this has probably happened to you: You find a great project, a large general contractor wants to hire you, but before letting you on the job site, they say the dreaded phrase: “I need to see your Workers Comp certificate.” … Read more

Are You a Contractor in South Carolina? Understand General Liability Insurance

If you own a construction, landscaping, painting, cleaning, remodeling, or similar business in South Carolina (including Greenville, Spartanburg, Anderson, Greer, Mauldin, Charleston, Columbia, and North Charleston), you’ve likely been told that you need “Commercial Insurance” or a General Liability policy to step foot on certain job sites. But what exactly is it, and why is … Read more